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Financial success for many hinges on mastering a few simple concepts: paying yourself first and living below your means. Want to know the secret to achieving both? Implement a budget.
Forget what you’ve heard about budgets.
“It’s more fun to watch paint dry than to put together a budget.”
Budgets are more appropriately called spending plans because in reality, that’s what budgets allow you to do. Budgets are all about spending your money on paper and telling your money where to go.